Jordan’s Social Security Corporation

The Social Security Corporation (SSC) of Jordan, also known as the المؤسسة العامة للتأمينات الاجتماعية الأردنية‎ in Arabic, is a vital institution within the country responsible for managing social security programs and providing various benefits to eligible individuals and their families. Established in 1978 under the Jordanian Social Security Law, the SSC plays a crucial role in safeguarding the welfare of the Jordanian population by offering comprehensive social insurance coverage.

The primary objective of the SSC is to ensure the financial security and well-being of workers and their dependents by providing them with social insurance protection against various risks such as old age, disability, sickness, maternity, work-related injuries, and death. This comprehensive coverage extends to both Jordanian nationals and foreign workers employed in Jordan, contributing to social cohesion and economic stability within the country.

One of the fundamental aspects of the SSC’s operations is its mandatory social security scheme, which requires both employers and employees to make contributions to the system based on defined earnings thresholds. These contributions serve as the financial foundation for the provision of social security benefits and services to eligible individuals and their families. Employers are responsible for deducting the employee’s share of contributions from their salaries and remitting it to the SSC, along with their own contributions, on a monthly basis.

The SSC administers various social insurance programs tailored to meet the diverse needs of its beneficiaries. These programs include:

1. Old Age, Disability, and Survivor’s Insurance: This program provides benefits to insured individuals upon reaching retirement age, becoming disabled, or in the event of death, ensuring financial support for retirees, disabled persons, and surviving family members.

2. Health Insurance: The SSC offers comprehensive health insurance coverage to insured individuals and their dependents, encompassing medical treatment, hospitalization, medications, and other healthcare services, thereby promoting access to quality healthcare services across the country.

3. Work Injury Insurance: This program provides compensation and medical benefits to employees who sustain work-related injuries or illnesses, covering medical expenses, disability benefits, rehabilitation services, and vocational training to facilitate their recovery and reintegration into the workforce.

4. Maternity Insurance: Pregnant women covered by the SSC are entitled to maternity benefits, including prenatal and postnatal care, childbirth expenses, and maternity leave benefits, ensuring the well-being of both mothers and newborns during the maternity period.

In addition to these core programs, the SSC also implements various social security initiatives and services aimed at promoting social welfare and supporting vulnerable groups within the Jordanian society. These initiatives may include social assistance programs, vocational rehabilitation services, employment support programs, and other social welfare interventions designed to alleviate poverty, reduce inequality, and enhance the overall quality of life for individuals and families.

The SSC operates through a network of regional offices and service centers located throughout Jordan, ensuring accessibility and convenience for beneficiaries across the country. These offices provide a range of services, including registration of insured individuals, collection of contributions, processing of benefit claims, provision of information and guidance, and resolution of inquiries and complaints, thereby facilitating effective communication and interaction between the SSC and its beneficiaries.

Furthermore, the SSC is governed by a Board of Directors appointed by the government, which is responsible for setting policies, overseeing operations, and ensuring the effective management and sustainability of the social security system. The Board works in collaboration with various stakeholders, including government agencies, employers’ organizations, trade unions, and civil society groups, to address emerging challenges, adapt to changing socioeconomic trends, and enhance the efficiency and effectiveness of the SSC’s programs and services.

In conclusion, the المؤسسة العامة للتأمينات الاجتماعية الأردنية‎ (Social Security Corporation) of Jordan plays a pivotal role in promoting social protection, economic security, and social justice within the country by providing comprehensive social insurance coverage and services to insured individuals and their families. Through its mandatory social security scheme and various insurance programs, the SSC contributes to the enhancement of the overall well-being and resilience of the Jordanian society, reflecting its commitment to upholding the principles of solidarity, equity, and inclusivity in the provision of social security.

The Social Security Corporation (SSC) of Jordan, المؤسسة العامة للتأمينات الاجتماعية الأردنية‎, is a key governmental institution tasked with managing social security programs and providing essential benefits to eligible individuals and their families across the Kingdom of Jordan. Established in 1978 under the Jordanian Social Security Law No. 1, the SSC operates under the jurisdiction of the Ministry of Labor and enjoys significant autonomy in its operations and decision-making processes.

The SSC’s mandate encompasses a wide range of social security programs designed to address various contingencies and risks faced by workers and their dependents throughout their lives. These programs are primarily financed through contributions from both employers and employees, with the SSC serving as the custodian of these funds, ensuring their proper management and utilization to fulfill its social security obligations effectively.

One of the foundational pillars of the SSC’s social security system is the mandatory insurance scheme, which requires all employers and their employees to participate in the program and make regular contributions based on a percentage of their earnings. These contributions are collected by employers and remitted to the SSC on a monthly basis, where they are pooled and used to finance the provision of social security benefits and services to eligible beneficiaries.

The SSC administers several core social insurance programs, each tailored to address specific risks and contingencies:

1. Old Age, Disability, and Survivor’s Insurance: This program provides financial protection to insured individuals and their families against the risks associated with old age, disability, and death. Upon reaching retirement age or in the event of disability or death, beneficiaries are entitled to various benefits, including pensions, survivor’s benefits, and disability allowances, aimed at ensuring their financial security and well-being.

2. Health Insurance: The SSC operates a comprehensive health insurance program that extends coverage to insured individuals and their dependents, encompassing a wide range of healthcare services, including medical treatment, hospitalization, diagnostic tests, medications, and preventive care. This program plays a crucial role in promoting access to quality healthcare services and improving health outcomes for beneficiaries across Jordan.

3. Work Injury Insurance: Employers are required to provide insurance coverage for their employees against work-related injuries and occupational diseases under this program. In the event of a work-related injury or illness, insured workers are entitled to receive compensation for medical expenses, rehabilitation services, disability benefits, and vocational training, aimed at facilitating their recovery and reintegration into the workforce.

4. Maternity Insurance: Pregnant women covered by the SSC are eligible for maternity benefits, including prenatal and postnatal care, childbirth expenses, maternity leave allowances, and other support services aimed at promoting maternal and child health. This program aims to ensure the well-being of both mothers and newborns during the maternity period and mitigate the financial burden associated with childbirth and childcare.

In addition to these core programs, the SSC may also offer supplementary benefits and services to address specific social needs and circumstances, such as funeral grants, social assistance allowances, vocational rehabilitation programs, and employment support services for disadvantaged groups.

The SSC operates through a network of regional offices, service centers, and branch locations strategically located across Jordan to ensure accessibility and convenience for beneficiaries. These offices provide a range of services, including registration of insured individuals, collection of contributions, processing of benefit claims, provision of information and guidance, and resolution of inquiries and complaints, thereby facilitating efficient and responsive service delivery.

Moreover, the SSC is governed by a Board of Directors appointed by the government, comprising representatives from the public sector, employers’ organizations, and workers’ unions. The Board is responsible for setting policies, overseeing operations, and ensuring the financial sustainability and integrity of the social security system. It collaborates closely with relevant stakeholders, including government agencies, employers, workers, and civil society organizations, to address emerging challenges, enhance the efficiency of social security programs, and promote social justice and inclusivity in the provision of social security services.

Overall, the المؤسسة العامة للتأمينات الاجتماعية الأردنية‎ (Social Security Corporation) of Jordan plays a vital role in promoting social protection, economic security, and social cohesion within the country by providing comprehensive social insurance coverage and services to insured individuals and their families. Through its commitment to solidarity, equity, and inclusivity, the SSC contributes to the enhancement of the overall well-being and resilience of the Jordanian society, reflecting its role as a cornerstone of the country’s social security framework.